When you should claim social security is a planning decision, which means it’s a personal decision. A decision that should be crafted to meet someone’s personal financial plan needs

The list of these financial planning variables is much too large to tackle in today’s discussion, but let’s dive into a handful of those high-impact assumptions that I referenced earlier.

This is a finance truth that is profoundly relevant but often forgotten.  The fact that you can earn a return on your investment and that your “returns” can earn a return is what creates long term wealth.  

One attribute of outstanding leadership is one’s ability to cast vision; to clearly articulate the organization’s objectives in a simple and inspiring manner. We call …

The bible tells us, “Pride goes before destruction, and a haughty spirit before a fall” (Proverbs 16:18) a warning about overconfidence and how arrogance frequently …

Do you know where you stand as an investor?  Have you done sufficient planning with your advisor and are ready for a test of your financial plan?

Since the inception of Thoughts On Money, the objective has been the same – to help translate the complex world of personal finance into something …

We are all creatures of habit. We have our routines and disciplines that we have grown accustomed to. A lot of these practices have become …