Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

TOM Blog

What’s the Alternative?

Investors face an investing landscape that has evolved from the world of stocks, bonds, and cash to an ecosystem where you can now invest in anything and everything.

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Tom Blog

Apples and Oranges 

Stocks and bonds behave differently, and their uniqueness allows you to assess which puzzle piece – stocks or real estate – will fit best for the hole you are trying to fill in your portfolio.

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TOM Blog

Care To Be Aware

140+  Thank you.    Thank you if this is your first time visiting Thoughts On Money [TOM], and thank you if you’ve been a faithful reader …

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Appetite Blog

An Appetite for Risk

Always remember, the expectations you have for your “returns” bucket are very different than that of your “reserves” bucket.  One bucket is stable and accessible, while the other has the potential to drive significant returns – if you confuse your expectations here, you are sure to be disappointed.   

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Next Blog A

What’s Next?

A Billion Dollars & A Billion Miles   What do Elon Musk, Jeff Bezos, and Richard Branson have in common? They are founders and entrepreneurs; they …

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Obstacles Blog

Life’s Obstacles

Again, there will be some of these decisions that are crucial, the kind that could potentially make or break a financial plan, but they will be the minority, not the majority.  You will have freedom of exploration and dialogue about all the forks for the remaining less crucial inquiries. 

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Time Blog

All Time Lies

From Surfing to Streaming The world of channel surfing, TV guides, rushing to get home for the newest episode, and commercial breaks seem like a …

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Benchmark Blog

Benchmarking

This soft drink story is the perfect example of the collateral damage caused by misleading benchmarks.  Today we will talk about how benchmarking in investing can sometimes lead to similar woes.     

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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