Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

Sure Thing Blog

A Sure Thing

The bible tells us, “Pride goes before destruction, and a haughty spirit before a fall” (Proverbs 16:18) a warning about overconfidence and how arrogance frequently …

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Grades Blog

Are you Ready for Your Financial Report Card?

Do you know where you stand as an investor?  Have you done sufficient planning with your advisor and are ready for a test of your financial plan?

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Fishing Blog

Learning How To Fish

Since the inception of Thoughts On Money, the objective has been the same – to help translate the complex world of personal finance into something …

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Habits

Are You a Creature of Habit?

We are all creatures of habit. We have our routines and disciplines that we have grown accustomed to. A lot of these practices have become …

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Active Blog

An Active Debate

There is a debate out there in the world of finance. A debate about active vs. passive investing. Today I take you on a journey through my personal timeline, how I bumped into this debate, and why I think we are all having the wrong conversation. Come find out why in fact we are all active investors.

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Token Blog 2

Shiny Objects

In these COVID times, there are no shortages of people tauting how when the market went down that went into the market in a big way and have already made thousands of dollars in returns. 

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Leading blog

A Leading Indicator

It’s important here to hone in on a key difference between reported economic data and the stock market.  Economic data, like a job’s report or a GDP print, is providing you a snapshot of something that has already happened, while the price of the stock market is a prediction of what is assumed to happen.

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Crisis Blog

The Commitment Crisis

Here’s the problem with commitments, they take time and time is a finite resource.

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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