tcummings_2024

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

TOM_Post

Future Stock Returns – Revisited

Current market valuations are indeed above average yet it’s important to understand that high valuations are dangerous, but in and of themselves, they are not damaging.
VIEW MORE >
TOM_Post

The Secret to Financial Serenity

Let's unpack why many investors simply lack confidence, and explore ways to encourage & equip us on our journey towards financial confidence.
VIEW MORE >
TOM_Post

Saving on Taxes

In today's Thoughts on Money, I want to talk about how to save money in taxes, in a way that is oftern misunderstood.
VIEW MORE >
TOM_Post

Returns Over the Next 10 Years

The best way to insulate yourself from harm in markets is to be diversified and to be rich in dividends.
VIEW MORE >
TOM_Post

Can You Afford it? 

Today, let's explore the evolution of “Can I afford it?” from saving to spending, and why many retirees underspend despite their wealth.
VIEW MORE >
TOM_Post

Don’t Believe the Lies

Today I would like to draw our attention to three half-truths that have a way of tripping up investors.
VIEW MORE >
TOM_Post

The Line and The Circle – Spending in Retirement

Today we're discussing the paradigm shift that occurs when one transitions from spending while working versus spending in retirement.
VIEW MORE >
TOM_Post

Eating Elephants

Life is full of decisions, and some will be BIG decisions that have the potential to impact our lives in meaningful ways.
VIEW MORE >

Looking for something specific?

Subscribe

Subscribe

Send TOM Questions

TBG Teampage

TBG Homepage

About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.

Youtube Facebook-f Instagram Twitter Linkedin-in
Youtube Facebook-f Instagram Twitter Linkedin-in

Form Client Relationship Summary (“Form CRS”) is a brief summary of the brokerage and advisor services we offer.

HTA Client Relationship Summary
HTS Client Relationship Summary

Hightower Advisors, LLC is a SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Some investment professionals may also be registered with Hightower Securities, LLC and offer securities through Hightower Securities, LLC, member FINRA/SIPC. You can check the background of our firm and investment professionals on brokercheck.finra.org. Unless otherwise indicated relative to a specific award or ranking, Hightower Advisors, LLC does not pay a fee to be considered for any ranking or recognition, but may have paid to publicize rankings obtained and disseminated prior to 11.4.2022. All awards / rankings / ratings obtained and distributed on or after 11.4.2022 will be accompanied by specific disclosure as applicable.

Copyright ©2024 The Bahnsen Group LLC