The bible tells us, “Pride goes before destruction, and a haughty spirit before a fall” (Proverbs 16:18) a warning about overconfidence and how arrogance frequently …

Do you know where you stand as an investor?  Have you done sufficient planning with your advisor and are ready for a test of your financial plan?

Since the inception of Thoughts On Money, the objective has been the same – to help translate the complex world of personal finance into something …

We are all creatures of habit. We have our routines and disciplines that we have grown accustomed to. A lot of these practices have become …

There is a debate out there in the world of finance. A debate about active vs. passive investing. Today I take you on a journey through my personal timeline, how I bumped into this debate, and why I think we are all having the wrong conversation. Come find out why in fact we are all active investors.

In these COVID times, there are no shortages of people tauting how when the market went down that went into the market in a big way and have already made thousands of dollars in returns. 

It’s important here to hone in on a key difference between reported economic data and the stock market.  Economic data, like a job’s report or a GDP print, is providing you a snapshot of something that has already happened, while the price of the stock market is a prediction of what is assumed to happen.

Here’s the problem with commitments, they take time and time is a finite resource.