Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

Token Blog 2

Shiny Objects

In these COVID times, there are no shortages of people tauting how when the market went down that went into the market in a big way and have already made thousands of dollars in returns. 

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Leading blog

A Leading Indicator

It’s important here to hone in on a key difference between reported economic data and the stock market.  Economic data, like a job’s report or a GDP print, is providing you a snapshot of something that has already happened, while the price of the stock market is a prediction of what is assumed to happen.

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Crisis Blog

The Commitment Crisis

Here’s the problem with commitments, they take time and time is a finite resource.

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Cash Email 2

Cash is Not Always King

Today I would like to address one of these common finance simplifications, “Cash is king” and discuss how we should and should not be applying this to our personal finances.

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Trojan 1

My Biggest Fear

As the ancient tale goes, the Greeks constructed this large wooden horse and told their enemy, the people of Troy, that it was an offering …

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TOM Judah

Priceless

As an advisor, you have a natural bent towards math. You enjoy the projections, the forecasts, the modeling, and all the calculations behind financial planning. …

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Tantrum 2_659605423

Temper Your Tantrums

When the Bad Outweighs the Good I grew up racing BMX bikes.  At one point, I aspired to do this professionally.  Many of my peers …

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TOM BLOG 2

Will I Make It?

It was on Easter, 5 years ago, when I got that dreaded phone call – a friend reaching out to me to let me know …

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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