Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

Mallow Blog

The Gratification Game

When you should claim social security is a planning decision, which means it’s a personal decision. A decision that should be crafted to meet someone’s personal financial plan needs

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Variables Blog

The Variation of Variables

The list of these financial planning variables is much too large to tackle in today’s discussion, but let’s dive into a handful of those high-impact assumptions that I referenced earlier.

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Compound Blog

The Confounding of Compouding

This is a finance truth that is profoundly relevant but often forgotten.  The fact that you can earn a return on your investment and that your “returns” can earn a return is what creates long term wealth.  

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Possible Blog

Mission Possible

One attribute of outstanding leadership is one’s ability to cast vision; to clearly articulate the organization’s objectives in a simple and inspiring manner. We call …

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Sure Thing Blog

A Sure Thing

The bible tells us, “Pride goes before destruction, and a haughty spirit before a fall” (Proverbs 16:18) a warning about overconfidence and how arrogance frequently …

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Grades Blog

Are you Ready for Your Financial Report Card?

Do you know where you stand as an investor?  Have you done sufficient planning with your advisor and are ready for a test of your financial plan?

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Fishing Blog

Learning How To Fish

Since the inception of Thoughts On Money, the objective has been the same – to help translate the complex world of personal finance into something …

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Habits

Are You a Creature of Habit?

We are all creatures of habit. We have our routines and disciplines that we have grown accustomed to. A lot of these practices have become …

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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