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THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Speculators Galore!

We know that in the real world, wealth is accumulated via hard work, innovation, and patience. Yet, stumbling upon money is still enticing.
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The Project Checklist

I’ll often tell clients that a huge part of my job is to improve financial hygiene. So, I use this checklist to keep me on
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Stay in Your Lane

Broken Logic Why is it that you can easily fool a child into trading a one-dollar bill for three quarters? The aesthetics look more attractive
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Leave a Legacy

Join me as I walk through a real life story of legacy and share some practical steps for how you can leave a legacy.
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Low Hanging Fruit

Suppose I wrote two different articles – one on how to improve investment returns and another on how to reduce your tax bill.  Which article
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It Ain’t What You Don’t Know 

Markets are difficult, and our emotions can be difficult to navigate - a challenging combination right there.  Hubris is our enemy, and stubbornness can be
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The Road to Flourishing

When we think about flourishing, we should invoke this idea of prospering and thriving in whatever environment we find ourselves in.
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Ask Trevor

Markets are complex systems, and it is best to digest all the available information to help refine and evolve your perspective. 
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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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