Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

hedges Blog

Practical Hedges

Enough? If you are hosting a party, there is this natural anxiety about how much food to order, drinks to have, plastic ware to put …

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TOM Blog 2

Great Expectations

One of the most commonly referenced cognitive biases in behavioral finance is recency bias. This bias is our tendency as investors to lean more heavily on recent outcomes to guide future expectations. BUT past is NOT prologue, and herein lies the exact issue that we will address in today’s discussion: investor’s great [misplaced] expectations around future investment returns.   

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sandwich blog

Getting Sandwiched

Today on Thoughts On Money, I bring you another podcast interview with one of my colleagues at The Bahnsen Group, Kimberlee Davis.  Kimberlee is a …

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Fast Times Blog

Fast Times

For some, there is an innate desire to get rich quickly, and there is a constant searching and appetite for the tips and tricks to make this happen.

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TOM Blog Fly

A Fly On The Wall

Normally, I write an article and then gather a few of my colleagues to discuss the article over a podcast we produce weekly.

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Home Sweet Blog

Home Sweet Home

For many savers/investors, their residence makes up a significant portion of their balance sheet, which means that this is a crucial planning topic to discuss.

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TOM Blog

What’s the Alternative?

Investors face an investing landscape that has evolved from the world of stocks, bonds, and cash to an ecosystem where you can now invest in anything and everything.

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Tom Blog

Apples and Oranges 

Stocks and bonds behave differently, and their uniqueness allows you to assess which puzzle piece – stocks or real estate – will fit best for the hole you are trying to fill in your portfolio.

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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