Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Planning for Leftovers

So much of the financial planning media focus on not running out of money, and it seems like we have very little discussion about what exactly to do with those leftovers.

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The Only Thing We Have to Fear

A lot of investors are sitting on their hands right now.  There seems to be a hesitation to buy real estate, stocks, and any other risk assets

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Spending Matters Most

Honestly, this might be the simplest financial practice that also has the potential to make the greatest impact on your financial life.  And, if you take me up on my challenge, there will be a lot of unintended benefits to this financial reviewing routine.

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Solving the Puzzle of Your Financial Picture

Investors get tunnel vision on an investment or a planning item that has very little impact on their whole portfolio or plan. The energy, the emotions, and the time that gets committed to these obsessions are never commensurate with the attribution or impact.

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The Art of Earmarking

Join us today as we dive into the intersection of weight loss, teaching Sunday school, and personal finance.

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Finding Financial Freedom

Do you know what reminds me a lot of exercise? Saving.  It’s good for you and yields great benefits in the long run, but it takes sacrifice, and the results in the short run can be hard to notice.

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Why It’s Sometimes OK to Underperform – Revisited

I am an absolute glutton for nostalgia; I’m a softy. Every day my iPhone populates these reminders of “my memories.”  The software puts together these …

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Chihuahua Markets

All this leads us to a conversation about chihuahua markets and the frustrations and damage they cause. 

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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