Trevor_20200104

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

Time Blog

All Time Lies

From Surfing to Streaming The world of channel surfing, TV guides, rushing to get home for the newest episode, and commercial breaks seem like a …

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Benchmark Blog

Benchmarking

This soft drink story is the perfect example of the collateral damage caused by misleading benchmarks.  Today we will talk about how benchmarking in investing can sometimes lead to similar woes.     

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Sirens Blog

The Sirens of Finance

Growing up, I loved the story of Jason and the Argonauts.  Something about the hero’s journey, and all the obstacles and opposition along the way, …

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Safari Blog

Sky Diving and Safaris

Our industry invests a lot of time, money, and resources to determine your personal risk tolerance. Why? Because the optimal investment plan (portfolio) is the one that you can actually stick with, not the plan that pencils best in a textbook equation.  If it does not suit your sensibilities, whatever they may be, you won’t possess the discipline to see it through to your desired goals.

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Time Blog

Time is On Your Side

All Hands-on Deck   In 1997, Hands on a Hardbody was awarded the best documentary by the audience at the Los Angeles Film Festival. A documentary following the annual Hands on …

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Reflections Blog

Reflections

Measure Twice…  Why do mistakes happen? Often, it is a result of someone moving too fast. Why do mistakes happen twice? Because that same someone …

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Sports Blog

Moving the Ball Down Field

Sports Fanatic  I’ve been a sports fan most of my life.  I‘ll watch any sort of sport, from the Tour de France to the Olympic Games …

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Inflation Blog 2

An Inflation Irritation

Hello, and welcome to Thoughts On Money.    Today, we are going to discuss inflation.  Not that I particularly want to discuss the topic of inflation, but it has become the …

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

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