THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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The Aroma of Euphoria

A Frustration with Punctuation Exclamation marks. They can be so frustrating, right? You read a whole sentence, and the punctuation doesn’t tell you until the ...
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Tailored Fit

Fitting in… I just wanted to fit it. Not just this one time, but lots of times. When I was 13, I listened to rap ...
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Unknowable

Jeopardy! 2020 has become the butt of so many jokes. Everything that could go wrong did go wrong in 2020. The list of unfortunate events ...
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Check, Check…Can you hear me?

‘Tis The Season “He’s making a list, He’s checking it twice…” These lyrics might be seasonally appropriate, but they are also topic appropriate, as today ...
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DIY Yi Yi

The Lunch Bunch If you worked at The Bahnsen Group, you’d know that Sean Latimer and I eat lunch together just about every day (somewhere ...
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Easier Said Than Done

Markets are always pricing based on expectations.  Markets don't react to good news or bad news; markets react to better or worse than expected. 
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More Than Numbers

If you’ve lost someone before or experienced a traumatic event, you understand. You have your own dates, your own vivid memories, and your own triggers ...
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Completely Cryptic

Just a Bit Outside The year was 2017, and my wife and I were attending a potluck event organized by our church small group.  Great ...
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.