tcummings_2024

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Summer Work

As May flies past us, it is a wonderful time to rethink how we are encouraging those we care about by investing in an unconventional ...
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The New Lost Decade

This decade will live in infamy and will be the talk of countless financial books, newsletters, blogs, and white papers.
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It’s All About What You Keep

Please join us as Sean bridges the connection between duck hunting and taxes in this special guest-author edition of Thoughts on Money.
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Goldie Rocks and The Permabears

Join me as I unpack the history of gold and call into question some of the headlines that you might be seeing out there. 
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Retirement Line Dancing

It turns out that after all, the path to a prosperous retirement is not too different than learning to line-dance.
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Diversification Via Dividends

The growing correlation between stocks and bonds challenges the historical diversification benefits that investors have relied on.
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Not If, But When

The stock market has quite the win streak going. I submit that this in itself should not concern investors, but it is something investors should ...
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Financial Aerodynamics

Today, cycling meets financial planning in order to explain the importance of recognizing the drag taxes can have on returns.
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.

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