tcummings_2024

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Distracted by the What

Too many financial decisions are made in a manner where the action gets more attention than the intent.  Understanding the why is one of the keys to ...
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From Confusion to Clarity

Today, let us unpack the analogy of coverless puzzles and aimless financial plans. Words of wisdom that are pertinent for all investors.
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A Capitulation Situation

It's normal and healthy to leave your options and dreams open. Yet, at some point, setting a direction and sticking to that is important.
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Circle of Competence

There is perhaps no greater contributor to wealth creation than understanding your Circle of Competence, which we will unpack today.
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When it Hits Close to Home

Last week my wife got in a car accident. Let’s review and see what we can learn from this in terms of life and financial ...
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Flaw Less

The problem is that not all of us are aware of our flaws. We are hyper-aware of the flaws of others but often blind to ...
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Tools for Decision-Making

The model for one decision that was successful may not translate to the same success for the next decision that you are facing.
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Beyond the Numbers

Guest Author – Blaine Carver Years ago, as a sophomore at Seattle Pacific University, I did what any sun-starved college student in Seattle would do ...
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.

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