Thoughts on Money is a thought leadership platform driven by fiduciaries at The Bahnsen Group. Our mission is to share weekly insights into a variety of wealth management topics, featuring thoughts from field professionals on investing, planning, the economy, and pertinent cultural issues.

The Cost of Paying Later 

From buy-now-pay-later to mortgages, explore how financing shapes future cash flow and why the better question may be: should I afford it?

The Risk of Taking Advice from Instagram

Why financial advice from influencers and AI deserves a closer look before it shapes your money decisions.

A Financial Planning Superpower

In investing, success comes from disciplined execution and repeatable processes, not “superhuman” tactics that often carry hidden risks.

Not an Exact Science 

One thing we can clearly learn from history is that risk cannot be caged or tamed.  Outcomes are not limited to the path or rhythms of history.  What’s happened before can provide context, but the past simply isn’t prologue.

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.