THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Temper Your Tantrums

When the Bad Outweighs the Good I grew up racing BMX bikes.  At one point, I aspired to do this professionally.  Many of my peers ...
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Will I Make It?

It was on Easter, 5 years ago, when I got that dreaded phone call – a friend reaching out to me to let me know ...
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I Worked My Whole Life for This?

If you’ve read TOM the last few weeks I am sure you have gathered that I am a HUGE sports fan.  And, if you are ...
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Expect The Unexpected

Last week we got the opportunity to talk about my favorite sport – basketball and I thought it only appropriate to follow up this week ...
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Portfolio Pick and Roll

I love playing basketball, watching basketball, thinking about basketball. I love basketball.  Maybe it’s because it not only requires skill, agility, and endurance but also ...
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The Right Way to “Shop” for a Financial Advisor – Episode 2

Last week, in our discussion titled The Fixed Income Conundrum, we talked about the fact that this quarantine has left many of us with some ...
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The Fixed Income Conundrum

Here’s one of those conundrums that many investors are faced with: With bond yields so low, should I own any bonds in my portfolio?
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A Watched Pot

You’ve heard the old adage a watched pot never boils. This proverb rings true in the world of investing. Perhaps you are the investor who ...
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.