tcummings_2024

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

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Rainy Days

Today, James Andrews explains how something even as minute as rainy days can be so incredibly disruptive and frustrating.
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Gone Fishing

When you enter a new year, it’s always interesting to see how last year played out. As they say, hindsight is 20/20.
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What is Risk Anyway?

We try to avoid the volatility in the market, not realizing that the larger risk is our after-tax income not keeping up with expenses.
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The Power of Simplicity

The temptation to overcomplicate wealth management in the name of sophistication is strong.  Financial advisors are especially prone to fall into this category as we ...
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A New Who

What are the key attributes or traits of a successful investor? This question to an article on WHO you should aspire to be as an investor.
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New Year’s Resolutions

The concepts of drifting and anchoring are why we create goals in the first place. Because if we’re not careful, we drift.
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Returns of a Jedi

Join me today for my Thoughts On Money as I further unpack this concept and how a lifetime of ordinary returns will compound to produce otherworldly ...
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And Then What?

Second Order Thinking is looking beyond the initial consequences of a decision, to the 2nd and 3rd consequences that would follow. 
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.

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