THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

It Always Has
April 01, 2020
These last few weeks have been wild, to say the least.  For some, these two weeks have...
Why Would I Want to Be an Investor in a Week Like This?
March 06, 2020
Why do people invest? While the question is simple, the answer does have some interesting components to it. This week's edition takes on this and more.
The Endurance Sport That Is Investing
February 26, 2020
I had no idea that my decision to write on topics of risk, drawdowns, and recovery periods would be so timely based on how the markets kicked off this week!
Why It's Sometimes OK to Underperform
February 19, 2020
In this week's TOM, we look at reasons why your portfolio may trail the market and some valuable lessons in asset allocation and "return envy."
Living Off the Interest
February 12, 2020
Will the income from your portfolio satisfy all of your living expenses in retirement? This week's TOM looks at important factors to consider.
Are You Covered?
February 05, 2020
Based on the recent inquiries, I thought it appropriate to provide a succinct refresher on life insurance.

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About the Author

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.


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