tcummings_2024

THOUGHTS ON MONEY [T.O.M.] is a place to find simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life. Enjoy an easy to read, application focused commentary.

Obstacles Blog

Life’s Obstacles

Again, there will be some of these decisions that are crucial, the kind that could potentially make or break a financial plan, but they will ...
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Time Blog

All Time Lies

From Surfing to Streaming The world of channel surfing, TV guides, rushing to get home for the newest episode, and commercial breaks seem like a ...
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Benchmark Blog

Benchmarking

This soft drink story is the perfect example of the collateral damage caused by misleading benchmarks.  Today we will talk about how benchmarking in investing can sometimes lead to similar woes.     
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Sirens Blog

The Sirens of Finance

Growing up, I loved the story of Jason and the Argonauts.  Something about the hero’s journey, and all the obstacles and opposition along the way, ...
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Safari Blog

Sky Diving and Safaris

Our industry invests a lot of time, money, and resources to determine your personal risk tolerance. Why? Because the optimal investment plan (portfolio) is the ...
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Time Blog

Time is On Your Side

All Hands-on Deck   In 1997, Hands on a Hardbody was awarded the best documentary by the audience at the Los Angeles Film Festival. A documentary following the annual Hands on ...
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Reflections Blog

Reflections

Measure Twice…  Why do mistakes happen? Often, it is a result of someone moving too fast. Why do mistakes happen twice? Because that same someone ...
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Sports Blog

Moving the Ball Down Field

Sports Fanatic  I’ve been a sports fan most of my life.  I‘ll watch any sort of sport, from the Tour de France to the Olympic Games ...
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About the Authors

Trevor Cummings

Private Wealth Advisor, Partner

Trevor is a Partner and Director of our Private Wealth Advisor Group.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.

James Andrews - CFP®

Private Wealth Advisor

James is a Private Wealth Advisor based out of TBG headquarters in Newport Beach, CA.

As an author of TOM [Thoughts On Money], James seeks to share core principles in decision-making that bring clarity to managing life and wealth.

He received his Bachelor of Science degree in Entrepreneurial Finance from Cal Poly Pomona and is a CERTIFIED FINANCIAL PLANNER®.

Blaine Carver, CFP®, CKA®

Private Wealth Advisor

Desiring to be a financial advisor since high school, Blaine has continued this passion by stewarding client capital for over a decade. A patient educator, he enjoys aligning clients’ financial resources with their values, particularly through creative charitable gifting strategies.

Blaine holds a Bachelor of Business Administration in Finance from Seattle Pacific University, where he also led the soccer team as captain.

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